Renters insurance that keeps your stuff safe
Most loved renters insurance in America
Lemonade has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others
Brent
goforbrent
@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏
Valeria Delgado
Valeriad90
Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning
Stephen Huber
stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd
Maria Salamanka
MariaSalamankaM
Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.
Rohan Gandhi
timesnewrohan
@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.
AWaking Dream
AWaking_Dream
Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com
Rashiq in SF
rashiq
@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.
jacky
jjackyliang
@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.
Andrew Horn
itsandrewhorn
WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.
Brent
goforbrent
@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏
Valeria Delgado
Valeriad90
Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning
Stephen Huber
stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd
Maria Salamanka
MariaSalamankaM
Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.
Rohan Gandhi
timesnewrohan
@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.
AWaking Dream
AWaking_Dream
Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com
Rashiq in SF
rashiq
@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.
jacky
jjackyliang
@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.
Andrew Horn
itsandrewhorn
WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.
Covered in as little as 90 seconds
What does renters insurance actually cover?
If someone swipes your bike
Crime and vandalism coverage pays for your stuff if it’s damaged or stolen.
If a water leak ruins your stuff
Water damage coverage protects you if your electronics get drenched, or your pipes cause a mess.
If your stuff goes up in flames
Fire and smoke protection has you covered if things get a little heated
If someone sues you for damages
Liability coverage protects against lawsuits due to accidents in your home. We’ll hire a lawyer to defend you, and cover the costs.
If someone gets hurt in your home
We'll help pay medical expenses if someone has an accident or is injured while at your home.
Claims paid at record speed
No paperwork. No hassle. No waiting.
Good to know...
What does Lemonade Renters insurance cover?
Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. Also, if your home becomes unlivable due to certain types of damage we’ll help cover the costs of temporary living arrangements. Learn more about what's covered.
Does Lemonade offer renters insurance near me?
We're glad you asked! Lemonade's renters insurance is available in 28 states plus Washington, D.C., and we're still growing. Check out the availability of our renters insurance and other products.
What if something I own gets stolen outside of my home?
You're still covered! Your Lemonade renters policy covers your personal property anywhere in the world. Read all about theft coverage here.
What if I want to cancel my policy?
You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!
How much does renters insurance cost?
Our affordable renters insurance coverage starts at $5 per month, but your policy price (aka the ‘premium’) will be affected by the coverage amounts you choose, among other factors. You can get your online renters insurance quote here.
How do I file a claim?
Very easily: just open the and hit the ‘Claim’ button. We’ll guide you through the process from there.
I already have a policy with another carrier - can I switch?
Sure you can! Once you sign up with us, we’ll send your previous insurer a formal notice. Once they get it, they should cancel the remainder of your policy term and refund you for any outstanding payments.
How do I add an interested party?
All you need to do is tap ‘Add-ons’ under your policy page in the Lemonade app or your policy on your account page here and select ‘Interested Party’. Fill in their name, address, and email and you’re all set!
What is Extra Coverage?
Extra Coverage offers enhanced protection for jewelry, fine art, cameras, bicycles, and musical instruments, with deductible-free claims and coverage in cases of accidental loss and damage. You can apply for Extra Coverage when you sign up for a policy, or at any time after you’ve activated your policy.
What bundle options does Lemonade offer?
In addition to renters insurance, Lemonade offers homeowners, car, pet, and term life policies. You can unlock an automatic bundle discount with any combination, like car and renters, so it’s both a great way to consolidate your insurance needs and an opportunity to save.
Does Lemonade offer discounts for renters insurance?
You could qualify for an automatic discount by bundling your policies. You could also score a discount on your renters policy if your place includes protective devices, like deadbolts, smoke alarms, and burglar alarms.
Who needs renters insurance?
All renters should get renters insurance, since it offers vital financial protection at a very low cost. Your landlord or property manager may require renters insurance , and getting a renters policy can save you thousands for damages caused by things like fires, theft, vandalism, burst pipes, windstorms, and more.
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