Ru Chen is a content writer with several years of experience in creating engaging and well-researched articles. She mostly writes about insurance, business, digital marketing, and law. In her free time, she can be found watching horror movies and playing board games with her partner in Brooklyn.
Are online wills and remote notarization valid? Learn more in this guide to online estate planning.
Learn about how to choose the best life insurance if you’re a self-employed professional, including pros and cons of different policy types.
This guide goes over how to choose the best executor for your will and trustee for your trust.
Learn about how event size affects the cost of event insurance policies.
This guide goes over what you need to know about life insurance if you’re in your 20s or 30s.
Explore the pros and cons of using Ethos Life Insurance in your estate plan.
Learn the best ways to protect your digital assets with modern estate planning.
Learn about the pros and cons of DIY estate planning tools and how to use them best.
This guide goes over how to estate plan if you have no idea what you’re doing.
Learn about the pros and cons of dynasty trusts, how they work, and who benefits from them.
Explore the importance of estate planning at every age and why the lack of an estate plan can be devastating.
This guide goes over how often you need to update your estate plan and what events require a review.
Learn about how Special Needs Trusts (SNTs) work to protect your loved ones with disabilities.
Learn how to use a living trust to avoid the probate process when your loved ones inherit your assets.
This life insurance guide goes over what you need to know if you change states or move abroad.
Learn the different types of power of attorney, why POA is important, and mistakes to avoid.
Explore the pros and cons of revocable vs irrevocable trusts to determine which is better for you.
Learn how to pick the best event insurance provider for your needs.
Explore whether you need event insurance for virtual and hybrid events.
Learn the essential benefits and drawbacks of indexed universal life insurance (IUL).
Discover the true consequences of not having an estate plan, including no will, healthcare directive, or power of attorney.
Most estate plans have these seven core documents. This guide goes over what you need to prepare.
Explore the benefits of estate planning even if you’re not rich.
This guide goes over the best ways to talk with your family about your estate plan.
Learn about the importance of event cancellation insurance and when it can (or cannot) cover weather disasters.
Learn about when it’s best to convert term life insurance to permanent.
If you’re hosting an event, read this guide to learn if you should require your vendors to carry their own insurance.
Explore the best (and worst) life insurance riders to see which add-ons make sense for you.
This guide explores the key differences between wills and trusts, highlighting scenarios where one is better than the other.
This life insurance guide goes over 5 terrible mistakes that could void your life insurance claim.
This liquor liability insurance guide reviews the essentials that you need to know before hosting an event.
Learn about the latest innovations in the world of phone insurance, especially introducing usage-based phone insurance.
Learn about the top 7 life insurance misconceptions, with classics like “life insurance is too expensive” and “only the breadwinner needs coverage”.
Explore the best event insurance companies in America, based on their coverage, pricing, customer service, and event types.
This guide goes over how event insurance premiums differ based on event type and risks.
Read about eco-friendly event initiatives and how they interact with insurance costs.
Explore the benefits of event insurance for sports tournaments, fun runs, and other active events.
This guide goes over the pros and cons of phone insurance for digital nomads.
Learn all about how you can protect your digital identity and data using phone insurance.
This guide teaches you how to improve your chances of a successful phone insurance claim.
Explore whether you should get phone insurance when going on an adventure.
This guide explores whether phone insurance or screen protectors are better to protect your phone.
This term life insurance guide goes over what is the best term life insurance in the US.
Explore the best life insurance plans that don’t require a medical exam.
Phone insurance and emergency savings, which is better for you? This guide explores how budget, phone model, and risk tolerance influence the decision.
Explore the pros and cons of phone insurance and self insurance, AKA setting aside a fund for phone repairs.
This guide goes over how you can get travel insurance for pre-existing conditions, which are usually excluded from policies.
This guide goes over the top 10 essential items you should buy for your cat.
Explore reputation risk insurance and how it can protect your brand from defamation losses and other reputational damages.
Product recall insurance is crucial for companies in food, automotive, and other sectors that face high recall risks. Learn about how it can protect your business.
This guide goes over everything you should know about equipment breakdown insurance.
This guide goes over essentials about inland marine insurance, including its coverage details, exclusions, and benefits.
Learn all about how business travel insurance can protect travelers and corporations from travel risks.
This guide reviews why travelers need medevac insurance, its pros and cons, and the best coverage options.
This guide goes over what first-time travelers need to know about travel insurance, including policy options, limitations, and other essentials.
Learn all about how legal changes have affected business insurance requirements.
This guide goes over how to protect your business legacy by incorporating insurance into your succession planning.
This guide goes over everything digital nomads need to know about travel insurance.
This guide goes over the essentials you need to know about traveling alone.
This checklist goes over everything you need when traveling with friends.
Learn all about the CrowdStrike outage and why your business should consider cyber liability insurance.
This guide reviews everything senior travelers should consider before going on a trip.
This guide goes over everything you need to know about professional indemnity insurance to protect your service-based business from liability.
This guide compares top travel insurance providers, including their features, coverage, and policy details.
This guide reviews the key components of employee benefits and business insurance.
This guide tells you how to compare single-trip and annual travel insurance policies based on your travel frequency and other factors.
Travel insurance can protect you as you travel internationally. This guide goes over how to choose the best international travel insurance coverage.
Travel insurance can protect students who are studying abroad. This guide goes over what insurance policies can help students studying abroad.
Learn all about how to tailor business insurance to match your industry needs.
This guide reviews what insurance policies can benefit a small business and how to evaluate your small business insurance needs.
Discover essential insights on international business insurance for global companies. Explore coverage options, regulatory considerations, and strategies to mitigate risks in diverse markets.
This guide explores how natural disasters can be covered by travel insurance.
This guide explores how you can save money on travel insurance without compromising coverage.
This guide discusses when and how to update your business insurance policies based on different factors.
This guide explores what type of insurance seasonal businesses need.
This guide explores common business insurance mistakes, their consequences, and how you can avoid them.
This guide goes over how to choose business insurance for your industry.
This guide goes over cruise travel insurance coverage, exclusions, and special considerations that you need to know before going on a cruise.
Learn how travel insurance can protect business travelers from risks and financial losses.
This guide compares pet insurance and pet savings accounts to help you make an informed decision regarding pet expenses.
This guide goes over how each type of natural disaster can impact your business insurance.
This guide goes over how to choose the right travel insurance for adventure sports and high-risk activities.
This guide covers all the essentials you need to know before buying travel insurance.
This guide dives in-depth into what a travel insurance policy covers, including coverage types, limitations, and elements often overlooked by travelers.
This guide reviews how to compare travel insurance plans based on coverage needs, costs, and other key factors.
Explore what types of pet insurance are suitable for working animals, including therapy animals, service animals, and working dogs.
This guide goes over the essential insurance that a home-based business should consider.
Learn about the essentials pet owners need to know about caring for a special needs dog.
Explore the benefits of genetic testing for pets, its limitations, and how it can affect pet insurance.
Learn about how breed-specific health risks impact pet insurance coverage for dogs and cats.
Learn about what commercial insurance you need for the business continuity of a remote workforce.
This guide explores the differences between cat care for indoor and outdoor cats.
Learn about the definition of key person insurance, coverage benefits to businesses, and who should be insured.
This guide explores how to resolve litter box issues for cats, commonly caused by disease, conflict with other pets, stress, and litter box changes.
This guide teaches you about the best flea and tick prevention measures for cats, symptoms to recognize, and cat care essentials.
This guide decodes the body language and behavior of dogs so you can better understand your furry friend.
This guide goes over everything you need to know about liability insurance for business, including coverage types, limits, and cost factors.
This guide explores the essentials of business insurance, including its benefits, limits, and coverage options.
This guide focuses on flea and tick prevention so you can protect your dog from painful parasitic infections.
Learn which household substances are toxic to dogs and how to recognize the signs of dog poisoning.
Learn about pet safety and which household items are toxic to cats.
Learn all about how often you should take your cat to the vet, warning signs to watch out for, and budgeting for veterinary expenses.
Learn about how often you should take your dog to the vet depending on age, breed, and physical symptoms.
Learn about the symptoms of kidney problems in dogs and how to maintain your dog’s kidney health to prevent kidney failure.
This guide goes over essential cat vocalizations and body language cues so you can understand your cat better.
This guide explores dental care for cats, how to deal with common cat dental issues, and budgeting for feline dental needs.
Good dental health promotes better overall wellness. This guide covers the essentials that every dog owner should know.
Learn about supply chain risks and how to mitigate them using business disruption insurance.
Aging dogs have unique needs. Explore how to provide proper care to ensure your dog’s twilight years are fulfilling and comfortable.
Learn the reasons behind excessive cat vocalization.
A clean litter box means a happy and healthy kitty. This guide goes over how to clean and maintain a cat’s litter box.
This guide goes over the importance of risk management, cyber insurance, and protecting your business from digital threats.
Want to make your home perfect for your cat? This guide goes over cat-friendly home design tips.
Learn about the key differences between Simply Business and Tivly, two insurance brokers, to help you choose the right option.
This guide goes over the pros and cons of The Hartford vs Tivly, the key features of each, and how to find the best business insurance.
Learn more about how to choose the best diet for your cat.
This guide reviews everything you should know about playtime and enrichment strategies for your cat.
Want to read your cat’s body language? This guide goes over how to understand cat behavior based on their posture, tail position, and more.
Learn everything you need to know about grooming your cat so they have a clean, healthy coat and good overall hygiene.
Learn how to integrate a new cat into your home when you already have other cats in the household.
Learn about preventive care and veterinary visits for cats.
Want a stress-free adventure with your cat? This guide goes over everything you need to know about traveling with cats.
Learn about how to care for a senior cat with ailing health and changing needs.
Special needs cats have unique circumstances that require attentive and patient care. This guide goes over how to care for cats with special needs and disabilities.
This guide goes over popular hairless cat breeds and how to take care of them.
Worried about your cat having anxiety? This guide goes over how to spot the signs of anxiety in cats and manage them.
This guide goes over the essentials you should know about travel coverage for pet insurance.
This guide goes over the healthiest cat breeds and how to find suitable cat insurance for them.
Buying pet insurance? This guide goes over everything you should know about pet insurance companies so you can make an informed decision.
This guide goes over everything you should know about pet insurance for Shelties and what breed-specific conditions they have.
Learn everything you need to know about Doberman breed-specific health conditions and how pet insurance offers valuable financial protection.
Learn everything you need to know about pet insurance for Basset Hounds, including what breed-specific conditions that should be covered.
This guide goes over everything you need to know about Alaskan Malamutes, their breed-specific conditions, and how to get the best pet insurance for them.
Learn all about the Yorkshire Terrier’s breed-specific conditions and how to find the best pet insurance for Yorkshire Terriers.
This guide goes over everything you need to know to seamlessly navigate the pet insurance claims process.
This guide goes over the benefits of preventive care and wellness coverage as add-ons to pet insurance.
Pet insurance plans typically come in accident-only, wellness, and comprehensive types. This guide goes over how to find the right insurance for your pet.
This guide goes over how to address the medical needs of aging pets through pet insurance for senior pets.
This guide goes over if phone insurance is worth it for college students.
Learn about the best phone insurance plans and warranties based on budget, coverage type, and more.
This deductible guide goes over how to choose the right deductible amount for your business.
This family insurance guide goes over whether phone insurance, carrier protection plans, or homeowners insurance is best for your situation.
Learn how to get fast business insurance claim approvals.
Explore what phone insurance covers, how it extends to digital protection services, and if it’s better than warranties.
Explore what insurance you need when traveling to no-go zones.
Explore the importance of Certificates of Insurance (COIs), why clients require them, and what details your COI must show.
Spiritual travelers need specialized pilgrimage travel insurance to cover trip cancellations, medical expenses, medevacs, and other essentials.
Learn about how festival travel insurance covers medical expenses, trip cancellations, and evacuations, all of which could cost you over $100,000 if you’re uninsured.
Learn everything you should know about LGBTQ+ specific travel insurance.
This polar travel insurance guide goes over what you need to know before visiting the Arctic or Antarctica.
Do you need specialized insurance for safaris? Learn all about it here.
Learn about what special travel insurance you need for winter sports travel.
Learn about what specialized travel insurance field researchers need to cover risks such as natural disasters, infectious diseases, and wildlife encounters.
This guide for extreme remote workers goes over common risks and what specialized travel insurance you need.
Musicians need special travel insurance to cover instrument damage, crew members, liability, and other risks. Here’s what you need to know.
Teens need travel insurance for unaccompanied minors. Learn about the best coverage options.
Content creators and influencers need special travel insurance to cover shoots and risks abroad.
Political risk insurance is essential if you’re traveling to a high-risk area for leisure, humanitarian aid, or business.
Learn all about what insurance you need for a safe and relaxing sabbatical.
Learn all about what travel insurance humanitarian workers and volunteers need.
Learn about on demand travel insurance, which is usage-based and could revolutionize the whole industry.
This guide to cruise insurance goes over different types of modern cruise disruptions and how to choose the right travel insurance policy.
Learn about why solo women travelers need specialized insurance.
Learn about how travel insurance can cover natural disasters and climate crises.
Parents and students need to know these key points about study abroad travel insurance and student health plans.
Learn about child travel insurance for children going on solo trips.
Learn all about how your age impacts travel insurance coverage and cost, and which add-ons can protect you on your trip.
Explore the best luxury travel insurance options for private jets, yacht charters, and other bespoke itineraries.
This travel insurance guide goes over what backpackers in remote regions should know.
Bringing a laptop, phone, or drone on your trip abroad? Learn if you should insure your gadgets using travel insurance.
Adventure seekers need specialized travel insurance. Read on to see what policies cover skydiving, scuba diving, basketball, and other high-risk sports.
This travel guide goes over all the surprising things travel insurance can cover.
Follow the beginner’s guide to shopping for life insurance online. Choose the perfect life insurance policy for you.
Published on Sep 10, 2025
Learn what is involved in the life application process, including tips for selecting a provider and potential documentation required.