Ru Chen

LinkedIn icon

Content Writer

Ru Chen avatar

Ru Chen is a content writer with several years of experience in creating engaging and well-researched articles. She mostly writes about insurance, business, digital marketing, and law. In her free time, she can be found watching horror movies and playing board games with her partner in Brooklyn.

Ru Chen's Most Recent Articles

What to Know About Equipment Breakdown Insurance

What to Know About Equipment Breakdown Insurance

Business Insurance

This guide goes over everything you should know about equipment breakdown insurance.

Inland Marine Insurance: What You Need To Know

Inland Marine Insurance: What You Need To Know

Business Insurance

This guide goes over essentials about inland marine insurance, including its coverage details, exclusions, and benefits.

Pet Insurance for Senior Pets: Addressing the Needs of Aging Animals

Pet Insurance for Senior Pets: Addressing the Needs of Aging Animals

Pet Insurance

This guide goes over how to address the medical needs of aging pets through pet insurance for senior pets.

10 Essential Items You Need for Your Cat

10 Essential Items You Need for Your Cat

Pet Insurance

This guide goes over the top 10 essential items you should buy for your cat.

Travel Insurance for Business Trips: Why It’s Essential for Corporate Travelers

Travel Insurance for Business Trips: Why It’s Essential for Corporate Travelers

Travel Insurance

Learn all about how business travel insurance can protect travelers and corporations from travel risks.

The Importance of Medical Evacuation Coverage in Travel Insurance

The Importance of Medical Evacuation Coverage in Travel Insurance

Travel Insurance

This guide reviews why travelers need medevac insurance, its pros and cons, and the best coverage options.

Top 10 Essential Travel Insurance Tips for First-Time Travelers

Top 10 Essential Travel Insurance Tips for First-Time Travelers

Travel Insurance

This guide goes over what first-time travelers need to know about travel insurance, including policy options, limitations, and other essentials.

The Impact of Legal Changes on Business Insurance Requirements

The Impact of Legal Changes on Business Insurance Requirements

Business Insurance

Learn all about how legal changes have affected business insurance requirements.

Protecting Your Business Legacy: Succession Planning Insurance

Protecting Your Business Legacy: Succession Planning Insurance

Business Insurance

This guide goes over how to protect your business legacy by incorporating insurance into your succession planning.

Travel Insurance for the Digital Nomad

Travel Insurance for the Digital Nomad

Travel Insurance

This guide goes over everything digital nomads need to know about travel insurance.

First Time Solo Traveling and What You Need to Know

First Time Solo Traveling and What You Need to Know

Travel Insurance

This guide goes over the essentials you need to know about traveling alone.

Traveling with Friends: A Comprehensive Checklist

Traveling with Friends: A Comprehensive Checklist

Travel Insurance

This checklist goes over everything you need when traveling with friends.

Navigating the Impact of CrowdStrike’s Worldwide IT Outage: The Role of Cyber Liability Insurance

Navigating the Impact of CrowdStrike’s Worldwide IT Outage: The Role of Cyber Liability Insurance

Business Insurance

Learn all about the CrowdStrike outage and why your business should consider cyber liability insurance.

Travel Insurance for Senior Travelers: Special Considerations and Tips

Travel Insurance for Senior Travelers: Special Considerations and Tips

Travel Insurance

This guide reviews everything senior travelers should consider before going on a trip.

Professional Indemnity Insurance: Protecting Service-Based Businesses

Professional Indemnity Insurance: Protecting Service-Based Businesses

Business Insurance

This guide goes over everything you need to know about professional indemnity insurance to protect your service-based business from liability.

How to Get Coverage for Pre-existing Conditions with Travel Insurance

How to Get Coverage for Pre-existing Conditions with Travel Insurance

Travel Insurance

This guide goes over how you can get travel insurance for pre-existing conditions, which are usually excluded from policies.

Top Travel Insurance Providers: A Comparison of Features and Benefits

Top Travel Insurance Providers: A Comparison of Features and Benefits

Travel Insurance

This guide compares top travel insurance providers, including their features, coverage, and policy details.

Employee Benefits and Business Insurance

Employee Benefits and Business Insurance

Business Insurance

This guide reviews the key components of employee benefits and business insurance.

Comparing Single-Trip vs. Annual Travel Insurance Plans: Which is Right for You?

Comparing Single-Trip vs. Annual Travel Insurance Plans: Which is Right for You?

Travel Insurance

This guide tells you how to compare single-trip and annual travel insurance policies based on your travel frequency and other factors.

How to Choose the Best Travel Insurance for International Trips

How to Choose the Best Travel Insurance for International Trips

Travel Insurance

Travel insurance can protect you as you travel internationally. This guide goes over how to choose the best international travel insurance coverage.

Travel Insurance for Students Studying Abroad: Key Coverage Options

Travel Insurance for Students Studying Abroad: Key Coverage Options

Travel Insurance

Travel insurance can protect students who are studying abroad. This guide goes over what insurance policies can help students studying abroad.

Industry-Specific Business Insurance Needs: Tailoring Coverage for Your Sector

Industry-Specific Business Insurance Needs: Tailoring Coverage for Your Sector

Business Insurance

Learn all about how to tailor business insurance to match your industry needs.

Evaluating Insurance Needs for Small Businesses: A Comprehensive Guide

Evaluating Insurance Needs for Small Businesses: A Comprehensive Guide

Business Insurance

This guide reviews what insurance policies can benefit a small business and how to evaluate your small business insurance needs.

International Business Insurance: What Global Companies Need to Know

International Business Insurance: What Global Companies Need to Know

Business Insurance

Discover essential insights on international business insurance for global companies. Explore coverage options, regulatory considerations, and strategies to mitigate risks in diverse markets.

Travel Insurance and Natural Disasters: Are You Covered?

Travel Insurance and Natural Disasters: Are You Covered?

Travel Insurance

This guide explores how natural disasters can be covered by travel insurance.

Tips for Saving Money on Travel Insurance

Tips for Saving Money on Travel Insurance

Travel Insurance

This guide explores how you can save money on travel insurance without compromising coverage.

Evaluating Your Business Insurance Needs: When and How to Update Your Coverage

Evaluating Your Business Insurance Needs: When and How to Update Your Coverage

Business Insurance

This guide discusses when and how to update your business insurance policies based on different factors.

Seasonal Businesses and Insurance: What to Consider for Coverage

Seasonal Businesses and Insurance: What to Consider for Coverage

Business Insurance

This guide explores what type of insurance seasonal businesses need.

Common Business Insurance Mistakes and How to Avoid Them

Common Business Insurance Mistakes and How to Avoid Them

Business Insurance

This guide explores common business insurance mistakes, their consequences, and how you can avoid them.

How to Choose the Right Business Insurance for Your Industry

How to Choose the Right Business Insurance for Your Industry

Business Insurance

This guide goes over how to choose business insurance for your industry.

Travel Insurance for Cruises: What You Need to Know

Travel Insurance for Cruises: What You Need to Know

Travel Insurance

This guide goes over cruise travel insurance coverage, exclusions, and special considerations that you need to know before going on a cruise.

Why Travel Insurance is Essential for Business Travelers

Why Travel Insurance is Essential for Business Travelers

Travel Insurance

Learn how travel insurance can protect business travelers from risks and financial losses.

Understanding Liability Insurance

Understanding Liability Insurance

Business Insurance

This guide goes over everything you need to know about liability insurance for business, including coverage types, limits, and cost factors.

Pet Insurance vs. Pet Savings Accounts: Which Is Right for You?

Pet Insurance vs. Pet Savings Accounts: Which Is Right for You?

Pet Insurance

This guide compares pet insurance and pet savings accounts to help you make an informed decision regarding pet expenses.

How Natural Disasters Impact Business Insurance Coverage

How Natural Disasters Impact Business Insurance Coverage

Business Insurance

This guide goes over how each type of natural disaster can impact your business insurance.

Choosing the Right Travel Insurance for Adventure Sports

Choosing the Right Travel Insurance for Adventure Sports

Travel Insurance

This guide goes over how to choose the right travel insurance for adventure sports and high-risk activities.

The Ultimate Guide to Travel Insurance: What You Need to Know Before You Buy

The Ultimate Guide to Travel Insurance: What You Need to Know Before You Buy

Travel Insurance

This guide covers all the essentials you need to know before buying travel insurance.

What Your Travel Insurance Really Covers

What Your Travel Insurance Really Covers

Travel Insurance

This guide dives in-depth into what a travel insurance policy covers, including coverage types, limitations, and elements often overlooked by travelers.

How to Compare Travel Insurance Plans

How to Compare Travel Insurance Plans

Travel Insurance

This guide reviews how to compare travel insurance plans based on coverage needs, costs, and other key factors.

Insuring Your Remote Workforce for Business Continuity

Insuring Your Remote Workforce for Business Continuity

Business Insurance

Learn about what commercial insurance you need for the business continuity of a remote workforce.

Pet Insurance for Working Animals

Pet Insurance for Working Animals

Pet Insurance

Explore what types of pet insurance are suitable for working animals, including therapy animals, service animals, and working dogs.

Insurance for Home-Based Businesses

Insurance for Home-Based Businesses

Business Insurance

This guide goes over the essential insurance that a home-based business should consider.

A Guide to Caring for Special Needs Dogs

A Guide to Caring for Special Needs Dogs

Pet Insurance

This guide reviews the essentials that pet owners need to know about caring for a special needs dog.

Genetic Testing for Pets

Genetic Testing for Pets

Pet Insurance

Explore the benefits of genetic testing for pets, its limitations, and how it can affect pet insurance.

How Breed-Specific Health Risks Impact Coverage

How Breed-Specific Health Risks Impact Coverage

Pet Insurance

Learn about how breed-specific health risks impact pet insurance coverage for dogs and cats.

Cat Care for Indoor vs Outdoor Cats

Cat Care for Indoor vs Outdoor Cats

Pet Insurance

This guide explores the differences between cat care for indoor and outdoor cats.

Key Person Insurance: What You Need to Know

Key Person Insurance: What You Need to Know

Business Insurance

Learn about the definition of key person insurance, coverage benefits to businesses, and who should be insured.

Troubleshooting Litter Box Issues for Cats

Troubleshooting Litter Box Issues for Cats

Pet Insurance

This guide explores how to resolve litter box issues for cats, commonly caused by disease, conflict with other pets, stress, and litter box changes.

Flea and Tick Prevention for Cats

Flea and Tick Prevention for Cats

Pet Insurance

This guide teaches you about the best flea and tick prevention measures for cats, symptoms to recognize, and cat care essentials.

Body Language and Behavior in Dogs

Body Language and Behavior in Dogs

Pet Insurance

This guide decodes the body language and behavior of dogs so you can better understand your furry friend.

Flea and Tick Prevention for Dogs

Flea and Tick Prevention for Dogs

Pet Insurance

This guide focuses on flea and tick prevention so you can protect your dog from painful parasitic infections.

A Beginner's Guide to Business Insurance

A Beginner's Guide to Business Insurance

Business Insurance

This guide explores the essentials of business insurance, including its benefits, limits, and coverage options.

Common Household Items Toxic to Dogs

Common Household Items Toxic to Dogs

Pet Insurance

Learn which household substances are toxic to dogs and how to recognize the signs of dog poisoning.

Common Household Items Toxic to Cats

Common Household Items Toxic to Cats

Pet Insurance

Learn about pet safety and which household items are toxic to cats.

How Often Should You Take Your Cat to the Vet?

How Often Should You Take Your Cat to the Vet?

Pet Insurance

Learn all about how often you should take your cat to the vet, warning signs to watch out for, and budgeting for veterinary expenses.

How Often Should I Take My Dog To The Vet?

How Often Should I Take My Dog To The Vet?

Pet Insurance

Learn about how often you should take your dog to the vet depending on age, breed, and physical symptoms.

Kidney Care for Dogs

Kidney Care for Dogs

Pet Insurance

Learn about the symptoms of kidney problems in dogs and how to maintain your dog’s kidney health to prevent kidney failure.

Understanding Cat Communication: Interpreting Vocalizations and Body Language

Understanding Cat Communication: Interpreting Vocalizations and Body Language

Pet Insurance

This guide goes over essential cat vocalizations and body language cues so you can understand your cat better.

Dental Care for Cats

Dental Care for Cats

Pet Insurance

This guide explores dental care for cats, how to deal with common cat dental issues, and budgeting for feline dental needs.

Dental Care for Dogs

Dental Care for Dogs

Pet Insurance

Good dental health promotes better overall wellness. This guide about dog dental care goes over the essentials that every dog owner should know.

Mitigating Supply Chain Risks with Insurance Solutions

Mitigating Supply Chain Risks with Insurance Solutions

Business Insurance

Learn about supply chain risks and how to mitigate them using business disruption insurance.

Caring for a Senior Dog

Caring for a Senior Dog

Pet Insurance

Aging dogs have unique needs. Explore how to provide proper care to ensure your dog’s twilight years are fulfilling and comfortable.

Why is My Cat Vocalizing So Much?

Why is My Cat Vocalizing So Much?

Pet Insurance

This guide teaches you about the reasons behind excessive cat vocalization and how you can take better care of your cat.

Litter Box 101: Tips for Keeping Your Cat's Bathroom Clean and Stress-Free

Litter Box 101: Tips for Keeping Your Cat's Bathroom Clean and Stress-Free

Pet Insurance

A clean litter box means a happy and healthy kitty. This guide goes over how to clean and maintain a cat’s litter box.

Cyber Liability Insurance: Safeguarding Your Business Against Digital Threats

Cyber Liability Insurance: Safeguarding Your Business Against Digital Threats

Business Insurance

This guide goes over the importance of risk management, cyber insurance, and protecting your business from digital threats.

Simply Business vs. Tivly

Simply Business vs. Tivly

Business Insurance

Learn about the key differences between Simply Business and Tivly, two insurance brokers, so you can decide which option is better for your small business.

Creating a Cat-Friendly Home: Design Tips for a Happy Kitty

Creating a Cat-Friendly Home: Design Tips for a Happy Kitty

Pet Insurance

Want to make your home perfect for your cat? This guide goes over cat-friendly home design tips.

The Hartford vs. Tivly

The Hartford vs. Tivly

Business Insurance

This guide goes over the pros and cons of The Hartford vs Tivly, the key features of each, and how to find the best business insurance.

Nutritional Needs of Cats: Choosing the Right Diet for Optimal Health

Nutritional Needs of Cats: Choosing the Right Diet for Optimal Health

Pet Insurance

Cats require nutritious food to thrive. Learn more about how to choose the best diet for your cat.

Playtime and Enrichment: Keeping Your Cat Active and Stimulated

Playtime and Enrichment: Keeping Your Cat Active and Stimulated

Pet Insurance

This guide reviews everything you should know about playtime and enrichment strategies for your cat.

Understanding Cat Behavior: Decoding Your Feline Friend's Body Language

Understanding Cat Behavior: Decoding Your Feline Friend's Body Language

Pet Insurance

Want to read your cat’s body language? This guide goes over how to understand cat behavior based on their posture, tail position, and more.

Grooming Essentials: Maintaining Your Cat's Coat and Hygiene

Grooming Essentials: Maintaining Your Cat's Coat and Hygiene

Pet Insurance

This guide goes over everything you need to know about grooming your cat so they have a clean, healthy coat and good overall hygiene.

Introducing a New Cat to Your Household: Tips for Successful Integration

Introducing a New Cat to Your Household: Tips for Successful Integration

Pet Insurance

This guide goes over how to integrate a new cat into your home when you already have other cats in the household.

Healthcare Basics for Cat Owners: Preventive Care and Veterinary Visits

Healthcare Basics for Cat Owners: Preventive Care and Veterinary Visits

Pet Insurance

In this guide, learn all about preventive care and veterinary visits for cats.

Traveling with Cats: Essential Tips for Stress-Free Trips

Traveling with Cats: Essential Tips for Stress-Free Trips

Pet Insurance

Want a stress-free adventure with your cat? This guide goes over everything you need to know about traveling with cats.

Senior Cat Care: Meeting the Needs of Aging Feline Companions

Senior Cat Care: Meeting the Needs of Aging Feline Companions

Pet Insurance

Learn about how to care for a senior cat with ailing health and changing needs.

Caring for Special Needs Cats

Caring for Special Needs Cats

Pet Insurance

Special needs cats have unique circumstances that require attentive and patient care. This guide goes over how to care for cats with special needs and disabilities.

Hairless Cat Breeds and How to Care for Them

Hairless Cat Breeds and How to Care for Them

Pet Insurance

This guide goes over popular hairless cat breeds and how to take care of them.

The Guide to Managing Anxiety in Cats

The Guide to Managing Anxiety in Cats

Pet Insurance

Worried about your cat having anxiety? This guide goes over how to spot the signs of anxiety in cats and manage them.

Travel Coverage for Pet Insurance

Travel Coverage for Pet Insurance

Pet Insurance

This guide goes over the essentials you should know about travel coverage for pet insurance.

Healthiest Cat Breeds: A Guide to Low-Risk Feline Companions

Healthiest Cat Breeds: A Guide to Low-Risk Feline Companions

Pet Insurance

This guide goes over the healthiest cat breeds and how to find suitable cat insurance for them.

Comparing Pet Insurance Companies

Comparing Pet Insurance Companies

Pet Insurance

Buying pet insurance? This guide goes over everything you should know about pet insurance companies so you can make an informed decision.

Breed-Specific Conditions and Pet Insurance for Shelties

Breed-Specific Conditions and Pet Insurance for Shelties

Pet Insurance

This guide goes over everything you should know about pet insurance for Shelties and what breed-specific conditions they have.

Breed-Specific Conditions and Pet Insurance for Dobermans

Breed-Specific Conditions and Pet Insurance for Dobermans

Pet Insurance

This guide goes over everything you should know about Doberman breed-specific health conditions and how pet insurance offers valuable financial protection.

Breed-Specific Conditions and Pet Insurance for Basset Hounds

Breed-Specific Conditions and Pet Insurance for Basset Hounds

Pet Insurance

This guide goes over everything you need to know about pet insurance for Basset Hounds, including what breed-specific conditions that should be covered.

Breed-Specific Conditions and Pet Insurance for Alaskan Malamutes

Breed-Specific Conditions and Pet Insurance for Alaskan Malamutes

Pet Insurance

This guide goes over everything you need to know about Alaskan Malamutes, their breed-specific conditions, and how to get the best pet insurance for them.

Navigating Pet Insurance Claims: Tips for a Smooth Claims Process

Navigating Pet Insurance Claims: Tips for a Smooth Claims Process

Pet Insurance

This guide goes over everything you need to know to seamlessly navigate the pet insurance claims process.

Breed-Specific Conditions and Pet Insurance for Yorkshire Terriers

Breed-Specific Conditions and Pet Insurance for Yorkshire Terriers

Pet Insurance

Learn all about the Yorkshire Terrier’s breed-specific conditions and how to find the best pet insurance for Yorkshire Terriers.

Preventive Care and Wellness Coverage in Pet Insurance

Preventive Care and Wellness Coverage in Pet Insurance

Pet Insurance

This guide goes over the benefits of preventive care and wellness coverage as add-ons to pet insurance.

Comparing Pet Insurance Plans: Finding the Right Coverage for Your Pet

Comparing Pet Insurance Plans: Finding the Right Coverage for Your Pet

Pet Insurance

Pet insurance plans typically come in accident-only, wellness, and comprehensive types. This guide goes over how to find the right insurance for your pet.

Applying for Life Insurance: A Step-by-Step Guide

Applying for Life Insurance: A Step-by-Step Guide

Life Insurance

Learn what is involved in the life application process, including tips for selecting a provider and potential documentation required.