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5 Best Homeowners Insurance Companies Of 2025

We've reviewed and ranked the top 5 homeowners insurance companies based on policy features, available discounts, past customer reviews, ease of the application process, and financial strength.

Last Updated: May 09, 2025

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InsuranceRanked values your trust!

InsuranceRanked.com is a free online resource that provides valuable content and comparison features to visitors. To keep our resources 100% free for consumers, InsuranceRanked.com attempts to partner with some of the companies listed on this page, and may receive marketing compensation in exchange for clicks and calls from our site. Such compensation can impact the location and order in which such companies appear on this page. All such location, order and company ratings are subject to change based on editorial decisions.

Our Homeowners Insurance Partners

Allstate, American Family, Branch Insurance, Farmers, Hippo Insurance, Liberty Mutual, Nationwide, Nsure, Progressive, QuoteWizard, SelectQuote Homeowners, The Insurance Center, Young Alfred

1
Young Alfred
Young Alfred: The Best Way To Compare & Buy Home Insurance Online
  • Compare 40+ home insurance providers online
  • All online process with no phone calls (you can buy instantly)
  • Average savings of $352/year plus 285 minutes of shopping time
  • 91% of customers rated Young Alfred 5-stars
  • 24/7 at your service
View RatesRead Review
2
Lemonade Home
Lemonade Home Insurance: Rates Starting From $25/Month
  • 100% free online quote
  • Voted the most loved insurance in America by Forbes, and others
  • Simple claims process through top-rated mobile app
  • Easily switch to Lemonade (Lemonade will cancel old insurance and manage escrow payments)
View RatesRead Review
3
Gabi
  • Fully licensed in all 50 states
  • Get a quote in minutes
  • Compare quotes from leading carriers
View RatesRead Review
4
Kin
  • Convenient: get a quote in minutes with just a physical address and email
  • Variety of free home monitoring options
  • Potential premium discounts when using water leak and home security systems
View RatesRead Review

Compare the top home insurance carriers and marketplaces of 2024.

Written by:

Andy Chang

•

Founder of InsuranceRanked

Edited by:

Bryan Huynh

•

Product Tester & Writer

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