Insurance Ranked logo
  • Articles
  • Categories
    • Health

      • Health Insurance
      • Vision Insurance
    • Business

      • Business Insurance
    • Travel

      • Travel Insurance
      • Auto Insurance
    • Life

      • Life Insurance
    • Home

      • Homeowners Insurance
      • Phone Insurance
      • Renters Insurance
      • Pet Insurance
  • Contact
Mobile Menu Icon

X

  • Categories

    • Health

      • Health Insurance
      • Vision Insurance
    • Business

      • Business Insurance
    • Travel

      • Travel Insurance
      • Auto Insurance
    • Life

      • Life Insurance
    • Home

      • Homeowners Insurance
      • Phone Insurance
      • Renters Insurance
      • Pet Insurance
  • About / Contact
  • Blog

5 Best Phone Insurance Companies Of 2025

We've compared the top phone insurance companies of 2025 based on plan pricing, speed of repairs, past customer reviews, and overall value.

Last Updated: June 10, 2025

Advertiser Disclosure

InsuranceRanked values your trust!

InsuranceRanked.com is a free online resource that provides valuable content and comparison features to visitors. To keep our resources 100% free for consumers, InsuranceRanked.com attempts to partner with some of the companies listed on this page, and may receive marketing compensation in exchange for clicks and calls from our site. Such compensation can impact the location and order in which such companies appear on this page. All such location, order and company ratings are subject to change based on editorial decisions.

Our Phone Insurance Partners

5Devices, Akko, Upsie

1

Our #1 Pick
Akko

4.9

Excellent

Akko - Next Day Coverage

Unlimited Claims

  • Limited time offer: Get your first month free
  • Covers any device (new, used, or refurbished)
  • Simple all-inclusive protection for your phone and up to 25 additional items
  • Fast & easy same-day repairs (no shipping of items required)
  • Unlimited claims and no annual reimbursement limits
  • Coverage begins the next day after first payment

85% of our visitors chose this!

View Plans

2

5Devices

4.7

Excellent

5Devices
  • Limited time offer: $5 for your first month with code 5for5 at checkout
  • $17.99 for 5 devices (only $3.59 per device!)
  • Protect your devices from cracked screens, liquid damage, mechanical failure, and more
  • Plans covering up to 20 devices available
  • 24/7 customer service
  • File unlimited claims
View Plans

3

Upsie

4.3

Good

Upsie
  • All plans require upfront payment for the term of the warranty
  • Coverage available for almost any electronic device or appliance
  • Fast and simple claims process with app and in-person support
  • Highly affordable pricing with savings available
View Plans

4

Mulberry

4.2

Good

Mulberry
  • Free for the first year
  • Covers accidental damage
  • 24/7 customer service
  • Also save when you shop online at over 5,000 retailers
View Plans
Our #1 Phone Insurance Choice for 2025

1

Our #1 Pick
Akko

4.9

Excellent

Akko - Next Day Coverage

Unlimited Claims

  • Limited time offer: Get your first month free
  • Covers any device (new, used, or refurbished)
  • Simple all-inclusive protection for your phone and up to 25 additional items
  • Fast & easy same-day repairs (no shipping of items required)
  • Unlimited claims and no annual reimbursement limits
  • Coverage begins the next day after first payment

85% of our visitors chose this!

View Plans

Top Phone Insurance Providers of 2024

Cell phones and other mobile devices are essential when it comes to getting by in today’s world, and it’s important to keep those devices protected. Phone insurance can cover accidental damage that is generally not covered by renters or homeowners insurance policies.

Phone insurance is something you usually get when you first purchase your phone, and most wireless carriers offer phone insurance. It specifically covers a situation in which your phone is lost, stolen, or damaged: things like liquid damage, drops, spills, cracked screens, and much more. Typically, you pay a monthly fee for coverage, and you can cancel your plan at any time.

How We Picked Our Top Carriers

We looked at several factors to find the best phone insurance companies:

  • Plan pricing
  • Coverage
  • Speed of repairs
  • Past customer reviews
  • Overall value

Our Top Picks for Phone Insurance

Akko

Akko is a popular, highly-rated, and affordable phone insurance plan. It protects any phone or other device, whether new, used, or refurbished. Coverage includes cracked screens, liquid damages, accidental damages, parts breakdown, theft, vandalism, and more.

Akko’s simple, all-inclusive protection plans start at $5/month, and can cover not just your phone, but up to 25 additional items. It also allows for quick and easy same-day repairs (with no shipping of items necessary), unlimited claims, and no annual reimbursement limits.

Getting coverage is easy. You simply have to fill out your details and add your devices to your plan. You receive coverage the next day after your first payment.

Want to protect your devices? Try Akko here!

5Devices

As its name suggests, 5Devices allows you to protect 5 of your internet-connected devices, all for the price of 1. However, plans that cover 10 or up to 20 devices are also available.

Each of your devices receive coverage for cracked screens, liquid damage, mechanical failure, electrical component failures, and more.

5Devices comes with 24/7 customer service, free shipping for repairs, no hidden fees. The plans feature a low deductible and also allow you to file unlimited claims. Plans start at $17.99/month, and if you need to upgrade your service, you can do so at any time.

Protect your devices with 5Devices here!

Upsie

Upsie provides affordable protection for your devices, along with clear plan coverage and no surprise fees. Plans start as low as $5.41/month, and you can cover nearly any electronic device or appliance: smartphone, smartwatch, gaming consoles, laptops, tablets, TVs, and more.

It’s easy to file a claim and receive assistance, thanks to Upsie’s 24/7 customer service (app and in-person support), and all repairs are done in a certified, in-house network.

Get coverage for your devices with Upsie here!

Written by:

Andy Chang

•

Founder of InsuranceRanked

Edited by:

Bryan Huynh

•

Product Tester & Writer

Newest Content
See all
Featured in Life Insurance
How to Shop for Life Insurance - A Step-by-Step Guide
How to Shop for Life Insurance - A Step-by-Step Guide

Follow the beginner’s guide to shopping for life insurance online. Choose the perfect life insurance policy for you. Get a quote today.

Featured in Life Insurance
Applying for Life Insurance: A Step-by-Step Guide
Applying for Life Insurance: A Step-by-Step Guide

Learn what is involved in the life application process, including tips for selecting a provider and potential documentation required.

Insurance Ranked logo
  • Company

  • About/Contact
  • Legal

  • Privacy Policy
  • Terms & Conditions
  • Follow Us

  • Facebook
  • Twitter
  • Instagram

Copyright ©2025, InsuranceRanked. All rights reserved.