We've compared the top phone insurance companies of 2024 based on plan pricing, speed of repairs, past customer reviews, and overall value.
Cell phones and other mobile devices are essential when it comes to getting by in today’s world, and it’s important to keep those devices protected. Phone insurance can cover accidental damage that is generally not covered by renters or homeowners insurance policies.
Phone insurance is something you usually get when you first purchase your phone, and most wireless carriers offer phone insurance. It specifically covers a situation in which your phone is lost, stolen, or damaged: things like liquid damage, drops, spills, cracked screens, and much more. Typically, you pay a monthly fee for coverage, and you can cancel your plan at any time.
We looked at several factors to find the best phone insurance companies:
Akko is a popular, highly-rated, and affordable phone insurance plan. It protects any phone or other device, whether new, used, or refurbished. Coverage includes cracked screens, liquid damages, accidental damages, parts breakdown, theft, vandalism, and more.
Akko’s simple, all-inclusive protection plans start at $5/month, and can cover not just your phone, but up to 25 additional items. It also allows for quick and easy same-day repairs (with no shipping of items necessary), unlimited claims, and no annual reimbursement limits.
Getting coverage is easy. You simply have to fill out your details and add your devices to your plan. You receive coverage the next day after your first payment.
Want to protect your devices? Try Akko here!
As its name suggests, 5Devices allows you to protect 5 of your internet-connected devices, all for the price of 1. However, plans that cover 10 or up to 20 devices are also available.
Each of your devices receive coverage for cracked screens, liquid damage, mechanical failure, electrical component failures, and more.
5Devices comes with 24/7 customer service, free shipping for repairs, no hidden fees. The plans feature a low deductible and also allow you to file unlimited claims. Plans start at $17.99/month, and if you need to upgrade your service, you can do so at any time.
Protect your devices with 5Devices here!
Upsie provides affordable protection for your devices, along with clear plan coverage and no surprise fees. Plans start as low as $5.41/month, and you can cover nearly any electronic device or appliance: smartphone, smartwatch, gaming consoles, laptops, tablets, TVs, and more.
It’s easy to file a claim and receive assistance, thanks to Upsie’s 24/7 customer service (app and in-person support), and all repairs are done in a certified, in-house network.
Get coverage for your devices with Upsie here!
Written by:
Andy Chang
•
Founder of InsuranceRanked
Edited by:
Bryan Huynh
•
Product Tester & Writer