Eventsured: Our Top Pick For Event Insurance
Planning an event is exciting yet daunting. Unexpected accidents, cancellations, and relocations can derail things. Eventsured’s event insurance helps you afford liability and cancellation costs, but is it the best event insurance for you?
Let’s go over what Eventsured offers, who it’s best for, and how it compares to other event insurers.
What Is Eventsured?
Eventsured is a division of Foresite Sports LLC, which has sold insurance since 1998. Their mission is clear: simple, affordable coverage for any type of event.
We love Eventsured’s event liability insurance for weddings, corporate gatherings, festivals, and private parties. The insurance covers scenarios like last-minute cancellations, damage to the venue, liquor liability, and other common, expensive issues.
Types of Coverage Offered
Event Liability Insurance
Eventsured’s event liability insurance will protect you against property damage and bodily injury claims. It happens more often than you’d think: an overserved guest crashes their car and sues the event host for the injuries and totaled car.
Event Cancellation Insurance
Event cancellation is crucial for event planning because it covers financial losses if the event is cancelled or postponed. Covered reasons include stormy weather and illness. If the key performers get sick and can’t make it, you need insurance to pay for all the lost income and extra expenses.
Eventsured’s event cancellation insurance can cover expenses such as:
- Losses as a direct result of cancellation, abandonment, relocation, or postponement of event
- Cancellation or postponement of a wedding
- Loss of deposits if a vendor goes out of business
- Coverage for reduced attendance
Liquor Liability Insurance
Gin, vodka, wine, soju… the type doesn’t matter. Any event serving alcohol needs to have liquor liability insurance. Conveniently, Eventsured’s event liability policies include host liquor coverage, and retail liquor is available as well. Liquor liability insurance covers expenses like:
- Legal fees and settlements
- Medical bills if there are injuries damage related to your event’s alcohol
- Repair costs for fixing property damage
Retail liquor liability insurance can be expensive, starting at $100 and costing up to $1000 because of the higher risk of bodily injuries when alcohol is served at an event.
If your event doesn’t follow liquor laws and regulations, you could suffer serious ramifications and penalties. Businesses that are in states with dram shop laws can be held liable for any damages caused by intoxicated individuals during the event. 43 out of 50 states have dram laws in place, so be sure your event is adequately insured for liquor liability.
Venue-Specific Coverage
Some venues have additional requirements before you can book them for your event. Meeting venue insurance requirements for liability protection is a part of Eventsured’s goals. You can work with them to obtain special coverage that fits your venue, such as:
- Adding them as additional insured
- Editable limits up to $3 million
- Clauses for waiver of subrogation and non-contributory wording
Key Benefits of Eventsured
Online quotes
Event planning is complicated. Eventsured simplifies the process by giving out fast online quotes so you can quickly understand how much of your budget should go to liability insurance.
Same-day coverage
Running on a deadline? It’s common for event planners to forget about liability insurance until the last day. Many customers praise Eventsured for providing them with coverage on the same day as the purchase. You can even obtain insurance within an hour.
Transparent pricing
Many insurance policies have hidden fees that catch you off guard. Eventsured has transparent pricing options so you know what you’re paying for, and how much you’re actually paying.
Wide range of events covered
No matter if you’re planning a wedding or a sporting event, Eventsured has you covered, literally! We adore how flexible Eventsured’s insurance plans are. You can get wedding insurance, tradeshow insurance, vendor insurance, and other event insurance types.
Solid financial strength and no deductibles
Financial strength is something you need to consider when choosing an event insurance company. Eventsured is backed by financially strong underwriters. You can even obtain no deductible event insurance policies from Eventsured for better protection against multiple smaller claims.
Ability to name venues as “additional insureds”
Many venues require you to add them as an additional insured on your policy, that way they can file a claim with your event insurance company. Eventsured makes it easy to name venues as additional insureds, satisfying this requirement.
Excellent customer support, live and online
If you prefer talking to people for support, Eventsured has a friendly customer service line. Their expert team will answer your questions and resolve your issues. For those who prefer convenient online options, Eventsured also has an online chatbot.
Who Should Consider Eventsured?
Couples planning weddings or receptions
Weddings and receptions are once-in-a-lifetime events that come with a lot of risk. Even after you pay the hefty upfront costs for the celebrations, a venue could still become unavailable due to a severe thunderstorm. A vendor could cancel for whatever reason.
If a guest gets injured by slipping on the dance floor, that’s a lot of potential medical expenses. Nobody wants to go through a stressful bodily injury lawsuit so soon after marriage, but believe me, it’s much worse if you can’t afford the settlement because you don’t have event liability insurance.
Couples planning to tie the knot at a venue should absolutely consider Eventsured as a financial safety net. That way you don’t have to spend your honeymoon or child-raising funds on miscellaneous expenses.
Corporate event planners
Corporate events include conferences and trade shows. Companies invest significant money and time in finding the right venue, guest speakers, and business opportunities. As the host, if you have to cancel because of unforeseen reasons, your company could suffer massive financial loss. Eventsured can cover situations such as:
- Keynote speaker illness
- Natural disaster
- Third party property damage or bodily injury
- Event cancellations
Nonprofit event organizers
Nonprofit organizations benefit from event insurance to cover any incidents that may occur during their fundraisers and galas. Nonprofits can only continue if the organization is able to afford event related damage, guest injuries, and other costly concerns. For example, if there is a food poisoning disaster, it could completely devastate a nonprofit’s finances. Nonprofits typically rely on sponsors and donors, so funds for these risks are limited.
Families hosting private parties
Individuals hosting personal, private events should still consider event insurance. You might be thinking your family and friends won’t sue you if they slip and break a leg at your event venue, but it’s far better to have liability insurance. That way, emotions won’t get in the way of someone needing an insurance payout for medical expenses. Event insurance can also cover other costs, such as event cancellations in case of bad weather, venue problems, and more.
If you’re hosting a private party at your house, the situation will be different. Check your homeowners’ insurance policy to see if it covers liability expenses for events on your property. If not, then you would need special event insurance. Eventsured policies cannot cover events at private residences, like your home or backyard, so read the exclusions carefully.
Sports or recreational event organizers
Sports events are exciting. When emotions run high, the risk of injury is higher, and everyone knows sports injuries to the spectators can be debilitating or even lethal. Event liability insurance like Eventsured is crucial for sports and recreational event organizers. From baseball stands to badminton games, whatever the sport, you need event insurance to cover your fans from accidental injury.
Cost & Value
Pricing ranges for liability vs. cancellation coverage
It is super easy to get a quote for Eventsured’s event liability insurance and event cancellation policies. The quote is literally instant once you put in your information.
You can then get comprehensive information on what kind of policy you’d be looking at and how much it would cost. Event insurance typically ranges from $75 to $250. To give you a better idea, liability insurance for a 50-person wedding in Virginia in April 2026 is quoted to cost around $130.
Factors affecting premium costs
A lot of factors can influence your Eventsured premium cost, including:
- Event type
- Size
- Location
- Alcohol
- Duration
The longer and bigger your event, the more expensive the event insurance premium will be. Due to state regulations, costs, and other factors, the location of your event can also impact insurance pricing.
Note: Eventsured does not offer annual policies. They only have per-event insurance and cannot cover events longer than 30 days.
Comparison of value versus competitors
Eventsured insurance policies offer zero deductibles, which is incredible compared to competitors that have $500 and $1000 deductibles. Most competitors have at least a $25 deductible for each coverage type, making it hard to file claims for smaller expenses.
Eventsured coverage is available in all 50 states. Many competitors only have cancellation insurance in select states.
You can buy up to $3 million in Eventsured liability insurance. This is a good amount, but some other event insurance companies offer up to $5 million in liability insurance. This is only an issue if you are covering a 5000 person event, in which case you may want to explore policies with greater coverage amounts.
How to Buy & Manage a Policy
Step-by-step guide of how to buy event insurance
Eventsured has an online application process. You can get an online quote here by filling in the following info:
- Coverage type
- Event/vendor type
- Event location (by state)
- Number of attendees
- Event start date
- Your email address
You can easily access your documents and details, and you get a COI and policy emailed to you for convenience. Necessary information will also be sent to your venue if you provide their email.
How claims are handled
If an incident occurs, submit a claim online ASAP. You can login online and submit a claim quickly. You can call if you have any questions. If it’s outside normal business hours, leaving a voicemail with their call back system will get you an urgent reply.
After you submit a claim, you will need to answer a few short questions about the issue the claim is about.
Then, a copy of your event insurance COI and your claim details will be submitted to the carrier. A claims representative will directly reach out to you. Once the loss is reported, submitted, and deemed valid, you will quickly be reimbursed for the loss.
Flexibility to adjust coverage
Before the event date, Eventsured lets you make changes to event liability coverage online. This flexibility is valuable because it means if you have any last-minute changes, you can edit your insurance as needed.
Eventsured vs. Other Event Insurance Providers
Let’s compare Eventsured with WedSafe and Markel, two other popular event insurance providers.
|
Eventsured |
WedSafe |
Markel |
| Cost |
~$75 - $150 |
$200+ |
~$75 to $200. Has deductibles |
| Convenience |
Easy quote + purchase |
Online quote, takes a bit longer than Eventsured |
Slower quoting process |
| Insurance types |
Event liability + cancellation |
Event liability + cancellation; better for weddings than other events |
Event liability + cancellation. Cancellation insurance only available in select states |
| Coverage amount |
Up to $3 million |
Up to $5 million |
Up to $2 million |
As you can see, Eventsured has a great ease of purchase and specializes in many types of events, not just weddings. However, Eventsured is not like Markel, which also offers other personal insurance products, such as pet and classic car insurance. The narrower product range means you can’t go to Eventsured for every purpose. However, in terms of covering events, Eventsured is one of the best insurers out there.
Pros & Cons of Eventsured
Pros:
- Simple and fast application process
- Affordable
- Customizable
- Strong liability coverage
- 4.9 star rating in 4,500+ reviews on Google (as of October 2025)
Cons:
- Limited to event-related policies (not broader insurance products)
- Only covers events that are 30 days or less
- Does not cover events at private residences, like a party in your backyard
Conclusion
Eventsured is a financially strong event insurer that provides fast affordable event insurance for a wide range of events. If you want simple coverage that meets venue requirements and protects up to $3 million in unexpected losses, Eventsured is highly recommended.
Get a quote within minutes to see if Eventsured fits your event’s needs. Remember to read the fine print to know what’s covered by your policy.
