Gabi is an online insurance broker that takes your information and shops for the best rates among its partner carriers. Learn more.

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InsuranceRanked Score 5
Contact Number (323) 375-1121
Year Founded 2016

Gabi 2024 Review

Kimberlee Leonard

Insurance and Financial Services Professional

Gabi screen shot

How Gabi Works

Take a look at just how Gabi works to fully understand how they can help you with your insurance needs.

Key Features of Gabi Insurance

Some of the key features of Gabi Insurance include:

  • Multiple carrier options: Because Gabi Insurance is a broker, it is able to shop your policy among many carriers saving you the time of having to input data on multiple sites to get a quote to compare rates.
  • Account credentials: Gabi Insurance uses account credentials of your existing policy so that you can compare apples-to-apples quotes without having to input a lot of data. You can bypass this feature if you don’t have credentials or don’t want to provide account data.
  • Licensed in all 50 states: Gabi is licensed in all 50 states and Washington D.C., so it is able to service anyone looking for insurance in the United States.

Does Gabi Check Your Credit?

A credit check may be required by some of the carriers quoting insurance. Credit checks are not required in all states and are not necessary for a quote with Gabi. You may be asked for your credit information once the application is started. When credit is checked for insurance purposes, it is a soft pull that doesn’t affect your credit score.

What is Gabi?

Gabi is an online insurance broker that takes your information, processes it, and then shops for the best rates among its partner carriers. It is part of Experian, the global information services provider. Gabi sells both home and auto insurance. When you use Gabi, you are paired with the best option for your insurance needs. It takes just minutes to get a quote, and you can process the purchase quickly after that.

Compare Auto Insurance with Gabi

Gabi Insurance is designed to help you compare auto insurance rates. It shops rates among top carriers in the country so that you don’t have to. The process is quick and easy. Using the account credentials option helps you make an apples-to-apples comparison with your existing insurance so that you don’t skimp on coverage because of an attractive price quote.

Top Quotes

Gabi works with more than 40 top insurance carriers, including Travelers, Kemper, Progressive, and Nationwide. Gabi only works with leading carriers so that you can have the confidence that your auto is protected properly.

Compare Homeowners Insurance

Gabin Insurance quotes and sells homeowners insurance as well. The process is the same as it is for auto insurance. You’ll enter your information, and the quote engine will shop for the best rate for your policy. As with auto insurance, you want to make sure that you quote the same coverages to ensure you are making an apples-to-apples comparison.

Other Insurance Products

Gabi Insurance only sells home and auto insurance. If you need life, health, or pet insurance, you’ll need to shop elsewhere.

How Often to Compare Insurance Rates?

It is important to review and compare insurance rates at your renewal, which is usually every six months. When comparing insurance rates, check that the coverage options are the same so that you don’t suddenly have less insurance just because you found a great rate. You want to keep your coverages as they are so that you are adequately protected in the event of a loss.

Pros of Gabi Insurance

  • Insurance broker: Gabi is an online broker that will help you find the right policy for the right price among its partner carriers.
  • Saves time: Using the Gabi software options helps shoppers find and buy insurance quickly using its guided application.
  • Bundle options: Get home and auto insurance in one convenient location with Gabi.

Cons of Gabi Insurance

  • Requires phone number for quote: The system won’t give you an anonymous quote and requires a phone verification code before you even enter your car information.
  • Doesn’t service policies: As a broker, the policies are underwritten by an insurance carrier which becomes the servicing provider for the policies.

Gabi's Pricing

Because Gabi Insurance is a broker, it shops for the best pricing of policies. This means that Gabi Insurance doesn’t offer pricing of its own. Your auto insurance premium will be the result of many factors that include your location, driving history, age, and the year, make, and model of your vehicle. Your home insurance quote will be based on your location, claims history, size of home, and materials used in construction.

Is Gabi Insurance Legit?

Gabi Insurance is a legitimate insurance broker licensed in all 50 states and Washington D.C. It is part of Experian, a world leader in information processing and services. You probably recognize the Experian name if you have ever had a credit check done. Experian is one of the top three reporting agencies.

Who is Gabi best for?

If you are shopping for insurance and seeking the best rates, Gabi Insurance is for you. It will do the shopping for you to find the best deal among its top carriers. This eliminates the need to input data in multiple quote sites to get multiple quotes.

Who shouldn't use Gabi?

Gabi Insurance is not for someone who knows which carriers they want to do business with. Some people shop based on the reputation of the carrier and want to get a policy from that specific carrier. Gabi Insurance might not yield the desired result and instead offer you a better price with a different carrier.

How to maximize your savings with Gabi insurance

When shopping for insurance, you want to maximize your savings where you can. Here are some ways to do that with Gabi.

Bundle multiple types of insurance

Bundling your home and auto insurance with the same carrier can lead to big savings. Some carriers offer discounts on both policies when bundled so that you can see dramatic results. In some cases, savings can be as much as 25% on auto insurance and 20% on home insurance.

Look for discounts available through the insurer

Insurance carriers all have their own set of discounts available. Talk to your agent about getting multiple discounts that you might be eligible for. Common discounts include:

  • Safety features
  • Good student discount
  • Approved mature driver education course discount
  • Multi-car discount
  • Paid in full discount
  • Paperless discounts

Go for a higher deductible or less coverage

One way to save on insurance premiums is to play with the deductible and coverage limits. When you increase your deductible, you lower your premium. Policyholders should only choose a deductible they can afford if there is a loss; otherwise, there may be disruptions in the claims process.

Another way to save is to lower your coverage. You might reduce the liability coverage to be more manageable. Keep in mind that when you lower your coverage, you are not as aptly protected in a loss.

Compare with Gabi when you're close to renewing your policy

One way to save on insurance premiums is to shop your policy around when your renewal comes due. Gabi Insurance is a great way to do this, doing the shopping for you, so you only need to enter information once.

When shopping for better rates, always make sure that you enter in the correct coverage amounts so that you are comparing apples to apples. You don’t want to choose lesser coverage just because it was cheaper. Gabi makes this easy to do by using the account credentials feature in the quoting process.

How to sign up for Gabi Insurance

Gabi Insurance makes it easy to sign up and get a quote.


Start by entering your insurance company. If you choose “I don’t have insurance,” you’ll have to enter the information in manually.


The application starts with your name followed by your date of birth.


Enter your address so that Gabi knows your location for quoting.


Gabi requires you to verify your phone number in order to proceed with a quote.


Gabi will ask you about your vehicle data.


You will enter in the coverage data to make sure you get the same type of policy.


The results will populate so that you can choose the carrier you feel most comfortable with.

Not sure if an auto insurance policy through Gabi is right for you? Consider these alternatives.

Some people don’t want to deal with a broker because they can’t control the carrier that is chosen in the end. While Gabi does offer a couple of alternatives, it still will list what it found to be the best policies. If you’re looking for alternatives, consider going directly to a carrier that you are familiar with for a quote.

Popular companies include:

  • Progressive
  • Nationwide
  • Allstate
  • State Farm
  • Kemper
  • Safeco
  • Travelers


Gabi Insurance is a trusted resource to help consumers shop for home and auto insurance. It uses technology that scans your existing policy coverages to help you shop for a policy. By scanning your coverages, Gabi saves you the time of entering in all data manually, though this is an option. It processes the data and then spits out the best insurance carrier for you to work with based on the best price available. Gabi helps consumers save time while shopping to save money.

Common questions about Gabi insurance

Here are some of the most common questions people ask about Gabi Insurance.

Frequently Asked Questions

Who owns Gabi insurance?

Gabi Insurance is part of Experian. Experian is a data services company most commonly known as a credit reporting agency.

How much does Gabi cost?

Gabi is free to use. As a broker, Gabi Insurance gets paid a commission by the insurance carrier that you buy the policy from. There is no additional fee that you pay for the brokerage service.

How does Gabi insurance make money?

Gabi Insurance makes money based on commissions. When you buy a policy, the underwriting insurance carrier pays Gabi directly. Policyholders don’t pay anything additional to have Gabi search for the best rates.

What insurance companies does Gabi work with?

Gabi has more than 40 insurance companies that it works with. The premier companies include:

  • Clearcover
  • Progressive
  • Nationwide
  • Safeco
  • Kemper
  • Travelers

We’ll Introduce You!

Get a free no-obligation quote from Gabi

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