Take a look at just how Gabi works to fully understand how they can help you with your insurance needs.
Some of the key features of Gabi Insurance include:
A credit check may be required by some of the carriers quoting insurance. Credit checks are not required in all states and are not necessary for a quote with Gabi. You may be asked for your credit information once the application is started. When credit is checked for insurance purposes, it is a soft pull that doesn’t affect your credit score.
Gabi is an online insurance broker that takes your information, processes it, and then shops for the best rates among its partner carriers. It is part of Experian, the global information services provider. Gabi sells both home and auto insurance. When you use Gabi, you are paired with the best option for your insurance needs. It takes just minutes to get a quote, and you can process the purchase quickly after that.
Gabi Insurance is designed to help you compare auto insurance rates. It shops rates among top carriers in the country so that you don’t have to. The process is quick and easy. Using the account credentials option helps you make an apples-to-apples comparison with your existing insurance so that you don’t skimp on coverage because of an attractive price quote.
Gabi works with more than 40 top insurance carriers, including Travelers, Kemper, Progressive, and Nationwide. Gabi only works with leading carriers so that you can have the confidence that your auto is protected properly.
Gabin Insurance quotes and sells homeowners insurance as well. The process is the same as it is for auto insurance. You’ll enter your information, and the quote engine will shop for the best rate for your policy. As with auto insurance, you want to make sure that you quote the same coverages to ensure you are making an apples-to-apples comparison.
Gabi Insurance only sells home and auto insurance. If you need life, health, or pet insurance, you’ll need to shop elsewhere.
It is important to review and compare insurance rates at your renewal, which is usually every six months. When comparing insurance rates, check that the coverage options are the same so that you don’t suddenly have less insurance just because you found a great rate. You want to keep your coverages as they are so that you are adequately protected in the event of a loss.
Because Gabi Insurance is a broker, it shops for the best pricing of policies. This means that Gabi Insurance doesn’t offer pricing of its own. Your auto insurance premium will be the result of many factors that include your location, driving history, age, and the year, make, and model of your vehicle. Your home insurance quote will be based on your location, claims history, size of home, and materials used in construction.
Gabi Insurance is a legitimate insurance broker licensed in all 50 states and Washington D.C. It is part of Experian, a world leader in information processing and services. You probably recognize the Experian name if you have ever had a credit check done. Experian is one of the top three reporting agencies.
If you are shopping for insurance and seeking the best rates, Gabi Insurance is for you. It will do the shopping for you to find the best deal among its top carriers. This eliminates the need to input data in multiple quote sites to get multiple quotes.
Gabi Insurance is not for someone who knows which carriers they want to do business with. Some people shop based on the reputation of the carrier and want to get a policy from that specific carrier. Gabi Insurance might not yield the desired result and instead offer you a better price with a different carrier.
When shopping for insurance, you want to maximize your savings where you can. Here are some ways to do that with Gabi.
Bundling your home and auto insurance with the same carrier can lead to big savings. Some carriers offer discounts on both policies when bundled so that you can see dramatic results. In some cases, savings can be as much as 25% on auto insurance and 20% on home insurance.
Insurance carriers all have their own set of discounts available. Talk to your agent about getting multiple discounts that you might be eligible for. Common discounts include:
One way to save on insurance premiums is to play with the deductible and coverage limits. When you increase your deductible, you lower your premium. Policyholders should only choose a deductible they can afford if there is a loss; otherwise, there may be disruptions in the claims process.
Another way to save is to lower your coverage. You might reduce the liability coverage to be more manageable. Keep in mind that when you lower your coverage, you are not as aptly protected in a loss.
One way to save on insurance premiums is to shop your policy around when your renewal comes due. Gabi Insurance is a great way to do this, doing the shopping for you, so you only need to enter information once.
When shopping for better rates, always make sure that you enter in the correct coverage amounts so that you are comparing apples to apples. You don’t want to choose lesser coverage just because it was cheaper. Gabi makes this easy to do by using the account credentials feature in the quoting process.
Gabi Insurance makes it easy to sign up and get a quote.
Start by entering your insurance company. If you choose “I don’t have insurance,” you’ll have to enter the information in manually.
The application starts with your name followed by your date of birth.
Enter your address so that Gabi knows your location for quoting.
Gabi requires you to verify your phone number in order to proceed with a quote.
Gabi will ask you about your vehicle data.
You will enter in the coverage data to make sure you get the same type of policy.
The results will populate so that you can choose the carrier you feel most comfortable with.
Some people don’t want to deal with a broker because they can’t control the carrier that is chosen in the end. While Gabi does offer a couple of alternatives, it still will list what it found to be the best policies. If you’re looking for alternatives, consider going directly to a carrier that you are familiar with for a quote.
Popular companies include:
Gabi Insurance is a trusted resource to help consumers shop for home and auto insurance. It uses technology that scans your existing policy coverages to help you shop for a policy. By scanning your coverages, Gabi saves you the time of entering in all data manually, though this is an option. It processes the data and then spits out the best insurance carrier for you to work with based on the best price available. Gabi helps consumers save time while shopping to save money.
Here are some of the most common questions people ask about Gabi Insurance.
Gabi Insurance is part of Experian. Experian is a data services company most commonly known as a credit reporting agency.
Gabi is free to use. As a broker, Gabi Insurance gets paid a commission by the insurance carrier that you buy the policy from. There is no additional fee that you pay for the brokerage service.
Gabi Insurance makes money based on commissions. When you buy a policy, the underwriting insurance carrier pays Gabi directly. Policyholders don’t pay anything additional to have Gabi search for the best rates.
Gabi has more than 40 insurance companies that it works with. The premier companies include: