No lifetime limits, discounts for plan years without a claim, and easy claims support via app make Petplan a natural choice for pet owners.

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InsuranceRanked Score 2.3
Year Founded 2003
AM Best Rating A+

Petplan 2024 Review

Bryan Huynh

Product Tester & Writer

Petplan screen shot

Your pet is your best friend and you’d do anything to keep them healthy. But in the case of unexpected medical bills, the costs can really add up.

With Petplan pet insurance, you can protect yourself financially against some major costs that arise from your pet getting sick or injured. As one of the more prominent names in the industry, Petplan offers an easy claims process and individualized coverage to help cover costs your pet may incur.

Petplan offers no lifetime limits on coverage for an injury or illness, as well as no per condition claims limit. This means you know you’re covered if your pet needs expensive treatment or surgery.

Not only does Petplan offer excellent coverage for cats and dogs, it also offers the Petplan Charitable Fund. This fund provides donations to a variety of animal-related charities providing everything from life-saving pet surgeries to rehoming of animals.

Frequently Asked Questions

What if my pet has a pre-existing condition?

You can still receive coverage from Petplan if your pet has an incurable pre-existing condition, but any treatment related to that pre-existing condition will not be covered.

How does Petplan know what to cover and what to exclude?

To help know whether your pet has any pre-existing conditions, Petplan requires that your pet receive a veterinary wellness exam between 60 days prior to your policy’s effective date and 30 days after. This provides a health baseline for your pet.

Petplan also asks that pets receive annual wellness exams to remain covered by their insurance.

Can I get insurance for an older pet?

Petplan has no upper age limits on pet coverage, so you can purchase coverage for even senior pets.

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