Pets Best

Affordable pricing plus exceptional coverage, including no upper limits on coverage, wellness add-ons, and speedy claims payment, make Pets Best a top choice for pet insurance.

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InsuranceRanked Score 4.87
Year Founded 2005
AM Best Rating NR

Pets Best 2024 Review

Bryan Huynh

Product Tester & Writer


Pets Best screen shot

Choosing pet insurance can sometimes feel like choosing between paying a ton of money every month or getting great coverage for your pet. With Pets Best, you don’t have to choose.

Get amazing coverage, all at an affordable premium – including veterinarian direct-pay, no upper limits on per-instance coverage, and quick processing of your claims. You can also elect to purchase wellness coverage as an add-on, providing coverage for every aspect of your pet’s care.

Pets Best also offers top-notch customer service with their phone, text, and chat support lines, manned 24 hours per day, 7 days a week.

Submit claims online in minutes and get paid in an average of five days. Get the funds you need, when you need them.

Pets Best also supports a variety of pet-related charities and organizations, including the Idaho Humane Society, Dogs on Deployment, and P.L.A.Y. - Pets Lifestyle and You. They sponsor an annual “My Vet’s the Best” contest to recognize the outstanding veterinarians across the country who provide high-quality pet care.

Frequently Asked Questions

What if my pet has a pre-existing condition?

Your pet may still receive comprehensive coverage if they have a pre-existing condition, but any claims related to that condition will not be covered.

Additionally, if your pet has a serious pre-existing condition or multiple conditions that may make coverage difficult, you can purchase accident-only pet insurance to cover accidental injuries.

How does Pets Best know what to cover and what to exclude?

When you apply for Pets Best insurance, you report on any pre-existing conditions your pet may have. Pets Best does not require an exam to get coverage, but they may request records from your pet’s past treatment.

Can I get insurance for an older pet?

Yes! Pets Best does not have any upper age limits for coverage, so pets from 7 weeks up through senior are eligible for coverage. You may, however, see higher premiums for senior pets due to the higher likelihood they may develop expensive conditions.

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